Business Portals & Embedded Finance
Companies want to manage money where they already work: in their portals, ERP systems and partner platforms.
We help banks, fintechs and telecom operators design business portals for corporate clients, and embed payments, credit and other financial services into the platforms businesses use every day.
What corporate and platform clients expect
Advisory for corporate business portals and embedded finance: corporate accounts, HR-integrated payroll, employee cards, supplier payments, expense controls, treasury APIs, and financial services embedded in business and partner platforms.
One place to manage accounts, payments, payroll and approvals across entities.
Financial services available inside the software they already use, not in a separate banking channel.
Real-time visibility and control over spending, cash and supplier payments.
How we help
We help banks, fintechs and telecom operators design business portals for corporate clients, and embed payments, credit and other financial services into the platforms businesses use every day.
Business portal proposition
Corporate segments, value propositions, features and pricing for business portals.
Payroll and employee finance
HR-integrated payroll, salary disbursement, employee cards and employee financial services.
Supplier payments and expense controls
Bulk and scheduled payments, approval workflows, corporate cards and spending limits.
Embedded finance
Payments, accounts, credit and insurance embedded in ERP, marketplace, B2B and partner platforms through APIs.
Treasury and API integration
APIs and host-to-host links with ERP and treasury systems, and the partner model to scale them.
What you receive
Deliverables are tailored to the scope of each engagement.
- Business portal proposition and pricing
- Embedded finance opportunity map
- Portal and API feature scope
- Integration and partner architecture
- Launch and sales plan
Our approach
Every engagement follows a clear path, scoped to what the client needs. Some clients bring us in for a single phase; others ask us to stay through launch.
- 01Diagnose
- 02Design
- 03Mobilise
- 04Launch & scale
Frequently asked questions
What is embedded finance?
Embedded finance places financial services such as payments, accounts, credit or insurance directly inside a non-financial platform, such as an ERP system, B2B marketplace or delivery app, usually through a licensed provider's APIs.
What is a corporate business portal?
It is a digital platform where companies manage accounts, payments, payroll, approvals and reporting, often connected to their ERP and HR systems.
Why do payroll services matter for banks and wallets?
Salary accounts bring regular inflows, strong engagement and the chance to offer cards, savings and lending to employees.
Who holds the licence in an embedded finance model?
Usually a licensed bank or payment provider, while the platform owns the customer experience. Clear roles, revenue sharing and compliance responsibilities are essential.
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Explore this practiceLet's talk about your project
Tell us what you are working on and we will come back with a view on how we can help.
info@mercanera.com